Muhammad Irfan Khan, Adnan Ahmed Siddiqui. ATM PIN Veri?cation via Smartphones: Securing the Future of Digital Banking in Pakistan. INHRJ [Internet]. 2018 Dec. 31 [cited 2024 Dec. 30];100:53-7. Available from: http://ieeepnhrj.org/index.php/ieeep/article/view/11